This freebie is NOT an auto fill template, you save it and open it on your own. If you purchase the auto fill templates, they are loaded into your actions palette, and you just have to hit play and they build before your eyes and open the "place" tool automatically! Easy Peasy!
Click on the link above the template that say's "download here"
Then click on File, then Download Original like this:
Don't know how to insert your pictures?
Photoshop, open the document, click on the layer that say's "Place Image
Here" that is above the window that you want to use, then click File,
Place. Choose the image you want to insert, then click place, transform
the image to fit into the window the way you like (HOLD THE SHIFT KEY
TO CONSTRAIN THE MEASUREMENTS) then hit enter to commit the image!
Here is a tutorial on You Tube that might help you if that sounded like Chinese to you!